Key takeaways
- →Quebec's mortgage brokerage qualification runs through two mandatory training modules — F-116 and F-611 — and that training is valid for two years from completion.
- →The AMF recognizes a specific, named list of training providers, split between in-person options concentrated in the Montreal area and several online providers.
- →One recognized provider, Académie de l'entrepreneurship québécois, will no longer be recognized as of March 1, 2026 — though training already completed there stays valid for two years from completion.
- →Passing the training doesn't finish the path: two AMF exams tied to the same two modules still have to be passed before the probationary period can start.
Every Quebec mortgage broker candidate has to complete the Mortgage Brokerage Qualification Program (MBQP) — called PQCH (Programme de qualification en courtage hypothécaire) on the AMF's French-language pages — before sitting the exams that lead to a certificate. Our guide to the full AMF path covers the whole journey from training to certificate; this piece goes deeper on the training stage itself.
Below: what the two mandatory modules actually cover, the AMF's current list of recognized providers (including a March 2026 delisting), the separate path for a firm's Responsible Officer, and how training feeds into the exams that follow.
01 · What is Quebec's Mortgage Brokerage Qualification Program?
The MBQP (PQCH in French) is the AMF's training-and-exam framework for mortgage brokerage, one of several regulated sectors — alongside insurance of persons, damage insurance, claims adjustment, financial planning, and securities — that the AMF qualifies candidates into. Two training modules are mandatory before a candidate can sit the corresponding exams, and that training “is valid for two years” from the date it's successfully completed.
That two-year clock matters because “all examinations must be valid when you begin your probationary period” — so a candidate who trains early and delays their exams risks having to retrain before they can start the supervised probationary period covered in our probationary period breakdown.
02 · What do the two mandatory training modules actually cover?
- →F-116 — Professional conduct and professional practice: the ethics and conduct module that pairs with the AMF's 16-116 exam, “Set up an ethical professional practice in compliance with the rules governing mortgage brokerage.”
- →F-611 — Mortgage brokerage: the technical module that pairs with the AMF's 16-611 exam, “Complete a mortgage brokerage transaction suited to the client's situation and needs.”
Both modules have to be completed before a candidate can register for the matching exams — there isn't a single combined course that covers both at once.
03 · Which training providers does the AMF currently recognize?
| Delivery | Recognized providers |
|---|---|
| In-person (Montreal area) | Académie de l'entrepreneurship québécois; Cégep régional de Lanaudière (Techniques de services financiers et d'assurances — French only); Collège Maisonneuve |
| Online | Académie de l'entrepreneurship québécois; Collège d'Enseignement en Immobilier inc. (CEI); Collège des professions financières (training available in English); Mortgage Professionals Canada; PerFormation |
A provider delisting takes effect March 1, 2026: Académie de l'entrepreneurship québécois will no longer be recognized by the AMF as of that date, for both its in-person and online offerings. Training already completed there before the delisting remains valid for the standard two years from the completion date — but candidates who haven't started training with that provider should plan around the change.
Only Collège des professions financières is explicitly noted as offering training in English among the AMF's current recognized providers — a relevant detail for anglophone candidates choosing where to train.
04 · What training does a Responsible Officer need?
A firm's Responsible Officer (dirigeant responsable) sits a different exam — 16-117, “Set up an ethical professional practice in compliance with the rules governing the management of a mortgage brokerage firm” — and “no training is required” for it. The AMF instead points candidates to its published Guide for Responsible Officers (E-117, 2nd edition 2024, with an addendum published in June 2026) to study from directly rather than sitting a formal course.
05 · How does completing training lead to the AMF exams?
Once F-116 and F-611 are both successfully completed, the AMF requires passing the two exams tied to them — a candidate needs at least 60% on each, with a defined rewrite allowance if the first attempt doesn't clear that bar.
Brokers who want to build underwriting fluency alongside their licensing path can look at Treadstone's Canadian Mortgage Underwriting Course (early-access waitlist), and newly certified brokers building a book can see how Treadstone supports Canadian mortgage professionals scale without adding headcount.
After the certificate lands
Training gets you licensed. Treadstone helps you scale from there.
Once you're certified and sponsored, Treadstone's fulfillment associates take on file processing and underwriting support, so the hours you'd spend on admin go toward building your book instead.
Frequently asked questions
This article is general information to help you scale — not a substitute for tailored advice on your specific business, licensing, or compliance obligations. All figures are illustrative examples for planning purposes; actual costs vary by province, market, and brokerage.