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Filogix, branded Filogix Expert, is the dominant deal-submission platform used by Canadian mortgage brokers to send applications, documents, and conditions to lenders electronically.
Rather than phoning or faxing an application to each lender individually, most Canadian brokerages submit deals through Filogix Expert: one entry point that pushes the application, supporting documents, and updates to a network of participating lenders and connects back to the underwriter's conditions.
Filogix is submission infrastructure, not a lender or insurer — the approval decision still comes from the underwriter at the receiving lender or default insurer. Brokers, agents, and associates across every province — regardless of whether they're licensed by FSRA, BCFSA, RECA, or the AMF — rely on essentially the same core submission workflow.
Industry-standard submission tool: the large majority of Canadian mortgage brokerages use Filogix Expert, or a similar platform, to submit deals electronically rather than by phone or fax.
Connects to the broker's lender network: brokers and agents use it to submit an application, upload supporting documents, and track underwriter conditions across multiple participating lenders.
Not a lender itself: Filogix is submission infrastructure, not a lender or insurer — approval decisions still come from the underwriter at the receiving lender or default insurer.
Used across licensing regimes: brokers, agents, and associates in every province — regardless of whether they're licensed by FSRA, BCFSA, RECA, or the AMF — rely on the same core submission workflow.
Definitions reflect Canadian federal and provincial rules as of the “Updated” date above. Not advice for any specific file.
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