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A Real Property Report (RPR) is a legal survey document showing the location of a property's buildings, additions, and improvements relative to its boundaries, most commonly required in Alberta and Saskatchewan real estate and mortgage transactions.
An RPR confirms there's no encroachment across a boundary line, no structure sitting in a utility right-of-way, and no zoning or setback violation the buyer would inherit unknowingly. It's often paired with a municipal compliance stamp confirming the structures shown meet local zoning rules.
Regional practice differs across Canada: Alberta and Saskatchewan closings routinely require a current RPR, while lenders and lawyers in many other provinces more commonly rely on title insurance to cover survey and boundary risk instead of ordering a fresh survey for every deal. Either way, the point is the same — confirming what's actually on title matches what's actually on the ground.
Prairie practice: RPRs are a standard closing requirement in Alberta and Saskatchewan real estate and mortgage transactions.
Title insurance elsewhere: many other provinces substitute title insurance for a fresh survey, covering the lender and buyer against undiscovered boundary or encroachment issues.
Who provides it: the seller typically supplies (or updates) the RPR, and a new one may be required if the property has changed since the last survey.
Municipal compliance: an RPR is often submitted with a municipal compliance stamp confirming the structures meet current zoning and setback requirements.
Definitions reflect Canadian federal and provincial rules as of the “Updated” date above. Not advice for any specific file.
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