Before you enrol, here's what the course actually covers.

RECA's Mortgage Associates Program (MAP) consists of two RECA-recognized courses, each with its own pre-licensing exam: Fundamentals of Mortgage Brokerage and Practice of Mortgage Brokerage. Learners have 12 months from enrolling in the first course to complete both. Starting in May 2025, all Alberta mortgage licensees, not just new entrants, must also complete a separate Mandatory Re-Licensing Education requirement on private lending, administered by the Alberta Mortgage Brokers Association.

See RECA's Mortgage Education Program for the fuller breakdown of what each RECA course covers and how the two providers' pass rates compare.

• →F-116, Professional conduct and professional practice: covers the ethical and professional-practice standards behind the AMF's exam 16-116, which tests a candidate's ability to set up an ethical professional practice in compliance with the rules governing mortgage brokerage.
• →F-611, Mortgage brokerage: covers the transactional and client-facing skills behind exam 16-611, which tests a candidate's ability to complete a mortgage brokerage transaction suited to a client's situation and needs.

Both modules are valid for two years from completion, and both exams require a 60% pass mark. See AMF Mortgage Broker Exam Requirements for the exam-specific detail.

Several of Mortgage Professionals Canada's provincial associate/salesperson courses, including Saskatchewan's Mortgage Associate Course, Manitoba's Mortgage Salesperson Course, New Brunswick's Mortgage Associate Course, and Newfoundland and Labrador's Mortgage Broker Course, are explicitly built on the 6th edition of the textbook Introduction to the Canadian Mortgage Industry, and several of these courses also require a financial calculator. That shared foundation is one reason the content across these provinces' entry-level courses tends to overlap more than the different course names suggest.

REMIC's Ontario courses publish detailed exam-format specifics, such as hours, question counts, and pass marks, but this research didn't confirm a full published module-by-module syllabus for REMIC's or MPC's Ontario courses beyond their stated course lengths — roughly 40 hours for MPC's online course, an estimated 47 hours for REMIC's courses. Where a provider hasn't published a detailed syllabus, the safest approach is to request one directly before enrolling, rather than assuming it matches another province's module structure.

Where a course is built around named modules with their own exams, like Alberta's two-course MAP structure or Québec's F-116/F-611 split, study each module for its own exam rather than treating the whole course as one undifferentiated block. Where a course shares a textbook across provinces, that shared foundation is a signal the underlying content has been vetted for consistency, even if the province-specific regulatory detail layered on top differs.

For the exam-specific prep tactics that follow from this structure, see How to Pass Your Mortgage Licensing Exam. And for professionals thinking beyond the base licence to underwriting-specific knowledge, Treadstone's Canadian Mortgage Underwriting Course is built for exactly that next step, alongside Treadstone's fulfillment services for scaling once you're licensed.